Today is the Day! Give More 24 for the disadvantaged in Clark County

The Clark County Association of Realtors Foundation has had to become creative with raising funds for our foundation this year due to COVID-19.  Our largest fundraising event is our annual golf tournament, and when it became evident that was not going to be possible we shifted our focus to Give More 24 as our primary way to raise funds this year.

In 2007 our Foundation was created as a way for Realtor members to give back to our community.  What has resulted is a highly sought-after grant program for our local non-profit organizations that help change the lives of disadvantaged children, families, and the elderly.  Our grant process seeks small organizations who are otherwise overlooked, as many of our past grant recipients are small programs that fill a huge need in our community.  And better yet, 100% of each dollar raised goes DIRECTLY back into our community.

This Thursday, September 24th, we are asking for donations to help our cause.  Lynn Posselt with Penrith Home Loans, and myself, are co-sponsoring a time from 5 pm to 6 pm to raise donations.  You can make a donation at any time by clicking on the link below to donate.  We are also hosting a zoom happy hour during that time, and if you’d like to join us, please contact us and we’ll email you the link to join us.

Thank you in advance for your generosity in supporting those who really need our help in our local community at this time.

 

https://www.givemore24.org/organizations/clark-county-realtors-foundation

 


Posted on September 22, 2020 at 7:00 pm
Connie Bovee | Posted in Real Estate |

Today is the Day! Give More 24 for the disadvantaged in Clark County Copy

The Clark County Association of Realtors Foundation has had to become creative with raising funds for our foundation this year due to COVID-19.  Our largest fundraising event is our annual golf tournament, and when it became evident that was not going to be possible we shifted our focus to Give More 24 as our primary way to raise funds this year.

In 2007 our Foundation was created as a way for Realtor members to give back to our community.  What has resulted is a highly sought-after grant program for our local non-profit organizations that help change the lives of disadvantaged children, families, and the elderly.  Our grant process seeks small organizations who are otherwise overlooked, as many of our past grant recipients are small programs that fill a huge need in our community.  And better yet, 100% of each dollar raised goes DIRECTLY back into our community.

This Thursday, September 24th, we are asking for donations to help our cause.  Lynn Posselt with Penrith Home Loans, and myself, are co-sponsoring a time from 5 pm to 6 pm to raise donations.  You can make a donation at any time by clicking on the link below to donate.  We are also hosting a zoom happy hour during that time, and if you’d like to join us, please contact us and we’ll email you the link to join us.

Thank you in advance for your generosity in supporting those who really need our help in our local community at this time.

 

https://www.givemore24.org/organizations/clark-county-realtors-foundation

 


Posted on September 24, 2020 at 2:55 pm
Connie Bovee | Posted in Real Estate |

July 31, 2020


Posted on July 31, 2020 at 6:31 pm
Connie Bovee | Posted in Fun/ Personal |

May 21st 2020


Posted on June 12, 2020 at 7:40 pm
Connie Bovee | Posted in Fun/ Personal, Real Estate |

April 20th 2020


Posted on June 12, 2020 at 7:39 pm
Connie Bovee | Posted in Fun/ Personal, Real Estate |

April 9th 2020


Posted on June 12, 2020 at 7:37 pm
Connie Bovee | Posted in Fun/ Personal, Real Estate |

March 31st 2020


Posted on June 12, 2020 at 7:35 pm
Connie Bovee | Posted in Fun/ Personal, Real Estate |

Happy Earth Day


Posted on April 23, 2020 at 2:33 pm
Connie Bovee | Posted in Fun/ Personal, Real Estate |

Three Reasons Why Pre-Approval Is the First Step in the 2020 Home buying

Happy couple in their apartment around cardboard boxes.

When the number of buyers in the housing market outnumbers the number of homes for sale, it’s called a “seller’s market.” The advantage tips toward the seller as low inventory heats up the competition among those searching for a place to call their own. This can create multiple offer scenarios and bidding wars, making it tough for buyers to land their dream homes – unless they stand out from the crowd. Here are three reasons why pre-approval should be your first step in the homebuying process.
1. Gain a Competitive Advantage

Low inventory, like we have today, means homebuyers need every advantage they can get to make a strong impression and close the deal. One of the best ways to get one step ahead of other buyers is to get pre-approved for a mortgage before you make an offer. For one, it shows the sellers you’re serious about buying a home, which is always a plus in your corner.
2. Accelerate the Homebuying Process

Pre-approval can also speed up the homebuying process, so you can move faster when you’re ready to make an offer. In a competitive arena like we have today, being ready to put your best foot forward when the time comes may be the leg-up you need to cross the finish line first and land the home of your dreams.
3. Know What You Can Borrow and Afford

Here’s the other thing: if you’re pre-approved, you also have a better sense of your budget, what you can afford, and ultimately how much you’re eligible to borrow for your mortgage. This way, you’re less apt to fall in love with a home that may be out of your reach.

Freddie Mac sets out the advantages of pre-approval in the My Home section of their website:

“It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster, and with greater confidence, in competitive markets.”

Local real estate professionals also have relationships with lenders who can help you through this process, so partnering with a trusted advisor will be key for that introduction. Once you select a lender, you’ll need to fill out their loan application and provide them with important information regarding “your credit, debt, work history, down payment and residential history.”

Freddie Mac also describes the ‘4 Cs’ that help determine the amount you’ll be qualified to borrow:

Capacity: Your current and future ability to make your payments
Capital or Cash Reserves: The money, savings, and investments you have that can be sold quickly for cash
Collateral: The home, or type of home, that you would like to purchase
Credit: Your history of paying bills and other debts on time

While there are still many additional steps you’ll need to take in the homebuying process, it’s clear why pre-approval is always the best place to begin. It’s your chance to gain the competitive edge you may need if you’re serious about owning a home.
Bottom Line

Getting started with pre-approval is a great way to begin the homebuying journey. Let’s get together today to make sure you’re on the fastest path to homeownership.
When the number of buyers in the housing market outnumbers the number of homes for sale, it’s called a “seller’s market.” The advantage tips toward the seller as low inventory heats up the competition among those searching for a place to call their own. This can create multiple offer scenarios and bidding wars, making it tough for buyers to land their dream homes – unless they stand out from the crowd. Here are three reasons why pre-approval should be your first step in the homebuying process.
1. Gain a Competitive Advantage

Low inventory, like we have today, means homebuyers need every advantage they can get to make a strong impression and close the deal. One of the best ways to get one step ahead of other buyers is to get pre-approved for a mortgage before you make an offer. For one, it shows the sellers you’re serious about buying a home, which is always a plus in your corner.
2. Accelerate the Homebuying Process

Pre-approval can also speed up the homebuying process, so you can move faster when you’re ready to make an offer. In a competitive arena like we have today, being ready to put your best foot forward when the time comes may be the leg-up you need to cross the finish line first and land the home of your dreams.
3. Know What You Can Borrow and Afford

Here’s the other thing: if you’re pre-approved, you also have a better sense of your budget, what you can afford, and ultimately how much you’re eligible to borrow for your mortgage. This way, you’re less apt to fall in love with a home that may be out of your reach.

Freddie Mac sets out the advantages of pre-approval in the My Home section of their website:

“It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster, and with greater confidence, in competitive markets.”

Local real estate professionals also have relationships with lenders who can help you through this process, so partnering with a trusted advisor will be key for that introduction. Once you select a lender, you’ll need to fill out their loan application and provide them with important information regarding “your credit, debt, work history, down payment and residential history.”

Freddie Mac also describes the ‘4 Cs’ that help determine the amount you’ll be qualified to borrow:

Capacity: Your current and future ability to make your payments
Capital or Cash Reserves: The money, savings, and investments you have that can be sold quickly for cash
Collateral: The home, or type of home, that you would like to purchase
Credit: Your history of paying bills and other debts on time

While there are still many additional steps you’ll need to take in the homebuying process, it’s clear why pre-approval is always the best place to begin. It’s your chance to gain the competitive edge you may need if you’re serious about owning a home.
Bottom Line

Getting started with pre-approval is a great way to begin the homebuying journey. Let’s get together today to make sure you’re on the fastest path to homeownership.

When the number of buyers in the housing market outnumbers the number of homes for sale, it’s called a “seller’s market.” The advantage tips toward the seller as low inventory heats up the competition among those searching for a place to call their own. This can create multiple offer scenarios and bidding wars, making it tough for buyers to land their dream homes – unless they stand out from the crowd. Here are three reasons why pre-approval should be your first step in the homebuying process.
1. Gain a Competitive Advantage

Low inventory, like we have today, means homebuyers need every advantage they can get to make a strong impression and close the deal. One of the best ways to get one step ahead of other buyers is to get pre-approved for a mortgage before you make an offer. For one, it shows the sellers you’re serious about buying a home, which is always a plus in your corner.
2. Accelerate the Homebuying Process

Pre-approval can also speed up the homebuying process, so you can move faster when you’re ready to make an offer. In a competitive arena like we have today, being ready to put your best foot forward when the time comes may be the leg-up you need to cross the finish line first and land the home of your dreams.
3. Know What You Can Borrow and Afford

Here’s the other thing: if you’re pre-approved, you also have a better sense of your budget, what you can afford, and ultimately how much you’re eligible to borrow for your mortgage. This way, you’re less apt to fall in love with a home that may be out of your reach.

Freddie Mac sets out the advantages of pre-approval in the My Home section of their website:

“It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster, and with greater confidence, in competitive markets.”

Local real estate professionals also have relationships with lenders who can help you through this process, so partnering with a trusted advisor will be key for that introduction. Once you select a lender, you’ll need to fill out their loan application and provide them with important information regarding “your credit, debt, work history, down payment and residential history.”

Freddie Mac also describes the ‘4 Cs’ that help determine the amount you’ll be qualified to borrow:

Capacity: Your current and future ability to make your payments
Capital or Cash Reserves: The money, savings, and investments you have that can be sold quickly for cash
Collateral: The home, or type of home, that you would like to purchase
Credit: Your history of paying bills and other debts on time

While there are still many additional steps you’ll need to take in the homebuying process, it’s clear why pre-approval is always the best place to begin. It’s your chance to gain the competitive edge you may need if you’re serious about owning a home.
Bottom Line

Getting started with pre-approval is a great way to begin the homebuying journey. Let’s get together today to make sure you’re on the fastest path to homeownership.


Posted on March 2, 2020 at 6:34 pm
Connie Bovee | Posted in Real Estate |

Guidelines for eliminating Mortgage Insurance


Posted on March 2, 2020 at 6:31 pm
Connie Bovee | Posted in Real Estate |